Privacy Policy
Updated October 13, 2021
Your privacy is important,
Highgarden Real Estate, Inc. respects the privacy of their consumer
users and have developed this Privacy Policy to demonstrate their
commitment to protecting your privacy. This Privacy Policy is intended
to describe for you, as an individual who is a user of their websites
(highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com).
- the information we collect about you,
- how that information may be used,
- with whom it may be shared,
- how you may access the information you provide us,
- and your choices about such uses and disclosures.
We encourage you to read this Privacy Policy carefully when using our
websites or services or transacting business with us. By using our
websites, you are accepting the practices described in this Privacy
Policy.
If you have any questions about our privacy practices, please refer to
the end of this Privacy Policy for information on how to contact us.
Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. are companies that engage in real
estate and real estate brokerage activities.
By submitting your information and/or creating a user account, you agree that you are giving
your express written consent to the all the terms contained in this document. You also agree
that your doing so constitutes your electronic signature, and is equivalent to a written signature.
EXPRESS WRITTEN CONSENT. BY SUBMITTING YOUR CONTACT INFORMATION,
YOU ARE PROVIDING YOUR EXPRESS WRITTEN CONSENT TO RECEIVE COMMUNICATIONS FROM US AT THE EMAIL ADDRESS AND TELEPHONE
NUMBERS YOU ENTERED INTO OUR CONTACT FORM, OR THAT YOU LATER PROVIDE TO US OR ENTER INTO YOUR CONTACT PAGE.
E-MAILS, CALLS, AND TEXTS. THESE COMMUNICATIONS MAY INCLUDE
TELEMARKETING MESSAGES, THROUGH THE USE OF EMAIL, LANDLINE PHONE, FAX, CELLULAR PHONE, AND TEXT MESSAGES
(INCLUDING SMS AND MMS).
DATA DELETION REQUESTS
To request that all your personal data for which we hold be permanently erased and deleted from all means in which we hold it, please email
clientcare@highgarden.com or send a written request to:
Highgarden Real Estate
8500 Keystone Crossing, Suite 170
Indianapolis, IN 46240
Attention: Client Care / Chris Kukelhan
INFORMATION WE COLLECT ABOUT YOU
In General. We may collect
personal information that can identify you such as your name and e-mail
address, as well as other information that does not identify you. When
you provide personal information through our websites, the information
may be sent toHighgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. servers located in the United States
and other countries around the world.
Information you provide.
We may request at times that you voluntarily supply us with personal
information. Such personal information includes information that may be
used to identify an individual, including, but not limited to, a first
and last name, home or other physical address, an email address, phone
number, and other contact information, whether at work or at home.
Generally some or all of this information is requested when you
register on the companies websites (highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com).
Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. also automatically receives and records
information on our server logs from your browser, including your IP
address, cookie information and the pages you request. We intend to
continue improving the content and function of Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. ,
and we monitor customer traffic patterns and site usage to help Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc.
provide content of interest to you, add
and improve features of our services and enhance the design and layout
of our Site. We use cookies to recognize you when you return to the
site in the future. This is done as a convenience to you so that you
don't need to re-register."
We may collect and store any personal information you enter on our
websites or provide to us in some other manner. This includes
identifying information (such as your name, home or mailing address,
e-mail address, and telephone number), information about your home or
prospective home, personal information, responses you voluntarily
provide to surveys, and, if you purchase certain services from us,
information about your payment method (such as valid credit card
number, type, expiration date or other financial information).
Information from other sources.
We may also periodically obtain both personal and non-personal
information about you from other Highgarden Real Estate businesses, business
partners, contractors and other third parties. Examples of information
that we may receive include information about your home and additional
demographic information.
Information about others. We
may also collect and store personal information that you provide to us
about another person, including name, address, phone number, or other
personal information.
Use of cookies and other technologies
to collect information.
We use various technologies to collect information from your computer
and about your activities on our sites.
Information collected automatically.
We automatically collect information from your browser when you visit
our websites. This information includes your IP address, your browser
type and language, access times, the content of any undeleted cookies
that your browser previously accepted from us (see "Cookies" below),
and the referring website address.
Cookies. When you visit our
websites, we may assign your computer one or more cookies, to
facilitate access to our websites, to personalize your online
experience, and to record information about your visit to our websites.
Through the use of a cookie, we also may automatically collect
information about your online activity on our websites, such as the web
pages you visit, the links or advertisements you click, or the other
actions you conduct while on our websites. The cookies do not store any
personally identifiable information about you. Most browsers
automatically accept cookies, but you can usually modify your browser
setting to decline cookies. If you choose to decline cookies, please
note that you may not be able to sign in or use some of the interactive
features offered on our websites.
Other Technologies. We may use
standard Internet technology, such as web beacons and other similar
technologies, to track your use on our websites. We also may include
web beacons in promotional e-mail messages or newsletters to determine
whether messages have been opened and acted upon. The information we
obtain in this manner enables us to customize the services we offer our
website visitors to deliver targeted advertisements and to measure the
overall effectiveness of our online advertising, content, programming
or other activities.
HOW WE USE THE INFORMATION WE COLLECT
In general. We may use information that we collect about you to:
deliver the products and services that you have requested; manage your
customer relationship and provide you with customer support; perform
research and analysis about your use of, or interest in, our products,
services, or content, or products, services or content offered by
others; communicate with you by e-mail, chat, text message, postal
mail, telephone and/or mobile devices about products or services that
may be of interest to you either from us, High Garden Real Estate companies
or other third parties; develop and display content and advertising
tailored to your interests on our site and other websites; verify your
eligibility and deliver prizes in connection with promotions, contests
and sweepstakes; enforce our terms and conditions; manage our business
and perform functions as otherwise described to you at the time of
collection.
Financial information. We may use financial (or home) information to
match you with real estate agents and/or brokers, to verify your
identity, to protect against or identify possible fraudulent
transactions, otherwise as needed to manage our business, and, if you
request real estate brokerage services through a
highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com -affiliated agent, to provide real estate
brokerage services directly to you.
We will send you emails relating to certain activities including when
you request property information. We may send you email notices about
new features, products and services. We may also send you email notices
regarding service announcements containing important information about
the services of highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com. You can unsubscribe to these notifications
by following the 'unsubscribe' instructions at the bottom of the email
you receive.
Job applicants. If your personal information is submitted through our
websites when applying for a position with our company, the information
will be used solely in connection with considering and acting upon your
application. We may retain your personal information for a period of
time, but only for the purpose of considering your application for
current or future available positions. This information may be shared
with the other Highgarden Real Estate companies for the purpose of
evaluating your qualifications for the particular position or other
available positions, as well as with third-party service providers
retained by us to collect, maintain and analyze candidate submissions
for job postings.
Please review "Your choices about collection and use of your
information" below.
WITH WHOM WE SHARE YOUR INFORMATION
We want you to understand when and with whom we may share personal or
other information we have collected about you or your activities on our
websites or while using our services.
Personal information. We do not
share your personal information with others except as indicated below
or when we inform you and give you an opportunity to opt out of having
your personal information shared. We may share all types of personal
information with:
Authorized service providers.
We may share your personal information with our authorized service
providers that perform certain services on our behalf in connection
with your request for real estate brokerage services. These service
providers may include marketing and customer services firms, credit
card payment processors, as well as companies that support contests,
sweepstakes, surveys, or other features offered through our websites,
or that provide business analysis or website support. These service
providers may have access to personal information needed to perform
their functions but are not permitted to share or use such information
for any other purposes.
Real estate agents / brokers and home
builders. If you submit a form, we may share your personal
information with real estate agents / brokers or home builders with
which you have expressed interest. Because these parties may retain or
use your personal information whether or not you obtain services from
them, you should contact these parties directly concerning their
privacy and information sharing practices.
Other business partners / Mortgage and
Finance Companies. When you express interest in promotions or
services offered through our websites, we may share your expression of
interest with the businesses with which we partner to offer you those
products, services, promotions, contests and/or sweepstakes. For
example, if you express interest in mortgage companies, moving
companies or self-storage companies through one of the companies
websites, we will provide your information to the companies you select.
When you elect to engage in a particular offer or program, you
authorize us to provide your e-mail address and other information to
the business providing that offer or program.
We also may disclose your information:
In response to a subpoena or similar investigative demand, a court
order, or a request for cooperation from a law enforcement or other
government agency; to establish or exercise our legal rights; to defend
against legal claims; or as otherwise required by law. In such cases,
we may raise or waive any legal objection or right available to us.
When we believe disclosure is
appropriate in connection with efforts to investigate, prevent,
or take other action regarding illegal activity, suspected fraud or
other wrongdoing; to protect and defend the rights, property or safety
of our company, our users, our employees, or others; to comply with
applicable law or cooperate with law enforcement; or to enforce our
website terms and conditions or other agreements or policies.
In connection with a
substantial corporate transaction, such as the sale of our
business, a divestiture, merger, consolidation, or asset sale, or in
the unlikely event of bankruptcy.
Any third parties to whom we may disclose personal information may have
their own privacy policies which describe how they use and disclose
personal information. Those policies will govern use, handling and
disclosure of your personal information once we have shared it with
those third parties as described in this Privacy Policy. If you want to
learn more about their privacy practices, we encourage you to visit the
websites of those third parties. These entities or their servers may be
located either inside or outside the United States.
Aggregated and non-personal
information. We may share aggregated information (i.e.,
information about you and other customers collectively, but not
specifically identifiable to you) and other non-personal information we
collect under any of the above circumstances. We may also share it with
third parties and Highgarden Real Estate companies to develop and deliver
targeted advertising on our websites and on websites of third parties.
We may combine non-personal information we collect with additional
non-personal information collected from other sources. We also may
share aggregated information with third parties, including advisors,
advertisers and investors, for the purpose of conducting general
business analysis. For example, we may tell our advertisers the number
of visitors to our websites and the most popular features or services
accessed. This information does not contain any personal information
and may be used to develop website content and services that we hope
you and other users will find of interest and to target content and
advertising.
Third-party websites. There are a number of places on our websites
where you may click on a link to access other websites that do not
operate under this Privacy Policy. For example, if you click on an
advertisement or a search result on our websites, you may be taken to a
website that we do not control. These third-party websites may
independently solicit and collect information, including personal
information, from you and, in some instances, provide us with
information about your activities on those websites. We recommend that
you consult the privacy statements of all third-party websites you
visit by clicking on the "privacy" link typically located at the bottom
of the webpage you are visiting.
HOW YOU CAN ACCESS YOUR INFORMATION
If you have submitted a highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com form to us, you can update your personal
information by contacting our Customer Care Department at 317-205-4320
for assistance. More information about how to contact us is provided
below.
YOUR CHOICES ABOUT COLLECTION AND USE
OF YOUR INFORMATION
You can choose not to provide us with certain information, but that may
result in you being unable to use certain features of our websites
because such information may be required in order for you to obtain
services from highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com.
On occasion, Federal and state regulations require that we store
certain customer information for various periods of time. In order to
comply with these requirements, we may be unable to delete your
information from the highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com database.
When you initially use our websites, you may be given a choice as to
whether you want to receive e-mail messages or newsletters from
highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com. You may later modify your choice by
contacting our Customer Care Department at 317-205-4320. You also will
be given the opportunity, in any commercial e-mail that we send to you,
to opt out of receiving such messages in the future. It may take up to
15 days for us to process an opt-out request. We may send you other
types of transactional and relationship e-mail communications, such as
loan offers, requests for additional information, service updates or
announcements, administrative notices, and surveys, without offering
you the opportunity to opt out of receiving them. Please note that
opting out of receipt of promotional e-mail communications will only
affect future activities or communications from us. If we have already
provided your information to a third party before you have changed your
preferences or updated your information, you may have to change you
preferences directly with that third party.
Under our Do Not Call policy you may instruct us not to call you for
marketing purposes by calling our Customer Care Department at
317-205-4320. We will implement your instructions within 30 days. We
have policies and procedures in place and train our employees to honor
your request. Please note that we may still need to call you for
servicing or other non-marketing purposes.
If you do not want us to send you postal mail for marketing purposes,
you may remove your name from current and future mailing lists by
contacting our Customer Care Department at 317-205-4320.
HOW WE PROTECT YOUR PERSONAL
INFORMATION
We take appropriate security measures (including physical, electronic
and procedural measures) to help safeguard your personal information
from unauthorized access and disclosure. For example, only authorized
employees and authorized third-party service providers are permitted to
access personal information, and they may do so only for permitted
business functions. In addition, we use encryption in the transmission
of your sensitive personal information between your system and ours,
and we use firewalls to help prevent unauthorized persons from gaining
access to your personal information.
We want you to feel confident using our websites to transact business.
However, no system can be completely secure. Therefore, although we
take steps to secure your information, we do not promise, and you
should not expect, that your personal information, searches, or other
communications will always remain secure. Users should also take care
with how they handle and disclose their personal information. Please
refer to the Federal Trade Commission's website at
http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about
how to protect yourself against identity theft.
OTHER INFORMATION ABOUT OUR PRIVACY
PRACTICES
Notice to California Residents
In addition to the rights set forth in this Privacy Policy, you have
the right to request information from us regarding the manner in which
we share certain categories of personal information with third parties
and other Highgarden Real Estate Companies for their direct marketing
purposes. California law gives you the right to send us a request at a
designated address to receive the following information:
the categories of information we disclosed to third parties for their
direct marketing purposes during the preceding calendar year
the names and addresses of the third parties that received that
information; and
if the nature of the third party's business cannot be determined from
their name, examples of the products or services marketed.
We may provide this information in a standardized format that is not
specific to you. The designated e-mail address for these requests is
clientcare@highgarden.com
Children's privacy
Our websites are general audience sites, and we do not knowingly
collect personal information from children under the age of 13.
Visiting our websites from outside the
United States
This Privacy Policy is intended to cover collection of information on
our websites from residents of the United States. If you are visiting
our websites from outside the United States, please be aware that your
information may be transferred to, stored, and processed in the United
States where our servers are located and our central database is
operated. The data protection and other laws of the United States and
other countries might not be as comprehensive as those in your country.
Please be assured that we seek to take reasonable steps to ensure that
your privacy is protected. By using our services, you understand that
your information may be transferred to our facilities and those third
parties with whom we share it as described in this privacy policy.
No Rights of Third Parties
This Privacy Policy does not create rights enforceable by third parties
or require disclosure of any personal information relating to users of
our websites.
Changes to this Privacy Policy
We will occasionally update this Privacy Policy to reflect changes in
our practices and services. When we post changes to this Privacy
Policy, we will revise the "last updated" date at the top of this
Privacy Policy. If we make any material changes in the way we collect,
use, and/or share personal information that may impact you, we will
notify you by sending an e-mail to the e-mail address you most recently
provided us in your account, profile or registration (unless we do not
have such an e-mail address), and/or by prominently posting notice of
the changes on our websites. We recommend that you check our websites
from time to time to inform yourself of any changes in this Privacy
Policy or any of our other policies.
How to contact us
If you have any questions about this Privacy Policy or our
information-handling practices, or if you would like to request
information about our disclosure of personal information to third
parties for their direct marketing purposes, please contact us by
e-mail or postal mail as follows:
Privacy Director
Highgarden Real Estate, Inc.
8500 Keystone Crossing, Suite 170
Indianapolis, IN 46240
[clientcare@highgarden.com]
YOUR ACCEPTANCE OF THESE TERMS
By using this site, you signify your agreement to Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc.
Privacy Policy. IF YOU DO NOT
AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS SITE. Your continued
use of Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. and/or its affiliates' sites following
the posting of changes to these terms will mean you accept those
changes.
Disclaimer, Legal Notices, and Terms of this site.
As a visitor to highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com you are bound by the terms and conditions contained
herein.
Despite the efforts of Highgarden Real Estate, Inc, and its affiliates to provide
accurate information, it is not possible to ensure that all information is
correct. The materials contained on this server and within this web
site could include inaccuracies, typographical or other errors. As
such, Highgarden Real Estate does not accept any responsibility or liability for any
actions taken as a result of using this server or website. Further,
Highgarden Real Estate, Inc. assumes no responsibility for errors or omissions in
the materials on this server or website. THESE MATERIALS ARE
PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, NOR
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
NON-INFRINGEMENT OR ANY OTHER WARRANTY.
Highgarden Real Estate further does not warrant the accuracy or completeness of
information, text, graphics, links or other items contained within these
materials. In no event shall Highgarden Real Estate be liable for any
special, indirect, incidental, consequential or other damages of any kind, or
any damages whatsoever resulting from loss of use, data or profits, whether or
not advised of the possibility of damage, or on any theory of liability,
arising out of or in connection with the use of these materials.
These materials are subject to change without notice and do not represent a
commitment of Highgarden Real Estate, Inc. in the future or otherwise.
THE COMPANY, ITS SUBSIDIARIES, AND EACH OF THEIR RESPECTIVE MEMBERS, MANAGERS,
OFFICERS, DIRECTORS, PRINCIPALS, EMPLOYEES AND AGENTS PROVIDE THIS SITE AND
SERVICES "AS IS" AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED OR
STATUTORY. THE COMPANY, ITS SUBSIDIARIES, AND EACH OF THEIR
RESPECTIVE MEMBERS, MANAGERS, OFFICERS, DIRECTORS, PRINCIPALS, EMPLOYEES
AND AGENTS SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT. Some states do not allow the disclaimer of
implied warranties, so the foregoing disclaimer may not apply to
you. This warranty gives you specific legal rights and you may also
have other legal rights that vary from state to state.
Liability Limit
IN NO EVENT SHALL THE COMPANY, ITS SUBSIDIARIES, AND EACH OF THEIR RESPECTIVE
MEMBERS, MANAGERS, OFFICERS, DIRECTORS, PRINCIPALS, EMPLOYEES AND AGENTS BE
LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES
ARISING OUT OF OR IN CONNECTION WITH THE SITE, OUR SERVICES OR THIS AGREEMENT
(HOWEVER ARISING, INCLUDING NEGLIGENCE). THE COMPANY'S LIABILITY,
THE LIABILITY OF OUR SUBSIDIARIES, AND THE LIABILITY OF AND EACH OF THEIR
RESPECTIVE MEMBERS, MANAGERS, OFFICERS, DIRECTORS, PRINCIPALS, EMPLOYEES AND
AGENTS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE
GREATER OF (A) THE AMOUNT OF ANY COMMISSION OR OTHER FEE RECEIVED BY THE
COMPANY, ITS SUBSIDIARIES, AND ANY OF THEIR RESPECTIVE MEMBERS, MANAGERS,
OFFICERS, DIRECTORS, PRINCIPALS, EMPLOYEES AND AGENTS ARISING FROM THE
TRANSACTION GIVING RISE TO LIABILITY THAT IS THE SUBJECT OF THE DISPUTE, AND
(B) $100. Some states do not allow the exclusion or limitation of
incidental or consequential damages, so the above limitation or exclusion may
not apply to you.
Dispute Resolution
In the event a dispute arises between you and the Company, the Company's goal
is to provide you with a neutral and cost effective means of resolving the
dispute quickly. Accordingly, you and the Company agree that any
claim or controversy at law or equity that arises out of the user's use of the
Site or our services ("Claims") shall be resolved in accordance with one of the
subsections below or as otherwise mutually agreed upon in writing by the
parties. Before resorting to these alternatives, we strongly
encourage you to first contact us directly to seek a resolution and we will
consider reasonable requests to resolve the dispute through alternative dispute
resolution procedures, such as mediation, as an alternative to litigation.
For any Claim (excluding Claims for injunctive or other equitable relief) where
the total amount of the award sought is less than $10,000, you or the Company
may elect to resolve the dispute through binding arbitration. In
such cases, the arbitration shall be administered by the American Arbitration
Association in accordance with their applicable rules, or any other established
ADR provider mutually agreed upon by the parties. Any judgment on
the award rendered by the arbitrator may be entered in any court having
jurisdiction thereof.
Alternatively, any Claim may be adjudicated by a court of competent
jurisdiction located in
Raleigh
,
NC
. You and the Company agree to submit to the personal jurisdiction
of the courts located within
Raleigh
,
NC
.
All Claims (excluding requests for injunctive or equitable relief) between the
parties must be resolved using the dispute resolution mechanism that is
selected in accordance with this section by the first party to file a
Claim. Should either party file an action contrary to the above,
the other party may recover attorneys' fees and costs up to $2,000, provided
that the party seeking the award has notified the other party in writing of the
improperly filed Claim, and the other party has filed to withdraw the Claim.
Trademark and Copyright Notice
Copyright ©
2024
Highgarden Real Estate, Inc. All rights reserved. These materials are
provided by Highgarden Real Estate, Inc. as a service to the public and are to be
used for personal informational purposes only. We grant you
permission to download this web site's content and to print a single hard copy
for your use only. You may not otherwise use, copy, modify,
distribute, republish, or transmit any of the content or materials from this
web site without the written permission of Highgarden Real Estate, Inc.
You agree that if you violate this prohibition, you may be subject to all legal
remedies available to of Highgarden Real Estate, Inc., and you will additionally be
responsible for any other losses, attorneys' fees or costs may incur as a
result of your violation. The following are some of the proprietary
trademarks and service marks of Highgarden Real Estate, Inc or its related entities:
Highgarden Real Estate, Inc., Highgarden Real Estate Arizona, Inc., Highgarden Real Estate Denver, Inc., Highgarden Real Estate North Carolina, Inc., Highgarden Real Estate South Carolina, Inc., Highgarden Real Estate Indiana, Inc. , highgarden.com, highgarden-charlotte.com, highgarden-denver.com, highgarden-indianapolis.com, highgarden-phoenix.com, highgarden-myrtlebeach.com, highgarden-raleigh.com, highgarden-charleston.com. A
number of these trademarks and service marks are registered with the United
States Patent and Trademark Office. Highgarden Real Estate, Inc. also
claims trademark rights to other marks that may not be explicitly listed,
registered and unregistered, including its several logos and designs.
THESE MARKS ARE NOT TO BE USED WITHOUT THE EXPRESS WRITTEN PERMISSION OF
Highgarden Real Estate, Inc OR ITS AFFILIATES. You agree that if you
violate this prohibition, you will be subject to all legal remedies available
to Highgarden Real Estate, Inc, and you will additionally be responsible for any
other losses, attorneys' fees or costs Highgarden Real Estate, Inc may incur as a
result of your violation.
The web site also contains trademarks and service marks that belong to third
parties. These other trademarks and service marks are the property
of their respective owners. In the event that a third party makes a
claim or initiates suit against Highgarden Real Estate, Inc due to your use of these
other trademarks and service marks without the permission of the proper party,
you agree to indemnify and hold Highgarden Real Estate, Inc harmless from such claim
or suit, and to reimburse Highgarden Real Estate, Inc for all losses, attorneys'
fees and costs that Highgarden Real Estate, Inc incurs in connection with such claim
or suit.
You are prohibited from reproducing or downloading any of the materials
(content or images) posted to this web site without the prior written
permission of the owner, Highgarden Real Estate, Inc.
You are prohibited from: uploading any material that infringes on any
copyright, trademark or other proprietary rights; from uploading any material
that is obscene any material that is libelous.
Photos, Renderings, Floor Plans PLEASE READ
Information presented is considered reliable, however, Highgarden Real Estate does
not guarantee the accuracy of any information for builder or showcased homes,
as the above pricing, interest rates, floor plans, elevations, incentive
packages, and features are subject to change at any time and without
notice. Reported square footage is approximate and may vary by
design, home site, and construction. A free service for all home
buyers, the seller pays our commission at no additional cost to the buyer. In
typical transactions, the seller pays all commissions for buyer's
agent. Buyer's are not required to pay any portion of the
commission for the purchase of any home in which the Company represents the
buyer as its agent. Stated price may not include elevation or
options shown in artist renderings or photographs. Please
call toll free
(888) 289-2886
for more information.
Items shown on photos or floor plans may not be standard or offered in all
communities. Photos are for illustration purposes only, actual
payments will be calculated on individual buyer selected builder plan,
community, homesite, and financing. Advertised incentive packages
are only available to new buyers not currently under contract for the purchase
of a home. Mortgage amount and estimated payments calculated as
follows:
Payment Calculations
If price is equal to or less than
$303,750
, then the following was used to calculate estimated monthly payment…
97.00% of sales price +2.00%(UFMIP),
plus
1.000
loan discount points. Points may be negotiated between buyer and
seller. Rates, sales price, floor plans, incentive packages, and
availability may vary from location and builder (seller), and are subject to
change without notice. Estimated payments based on 30 year (360
payments) "FHA
30 year fixed", (grant money, 30 yr
fixed rates, 1st. time buyers and VA ($0) down loans also
available).
4.500
% note rate,
4.875APR. Principal
and interest only, taxes and insurance may vary.
3.00% Down
Payment. Estimates only: Please call for more
information.
If price is greater than
$303,750
, then the following was used to calculate estimated monthly payment…
**Mortgage Amount and payments calculated as follows:
4.500% note rate,
4.876APR conventional 30 year
30 Year Fixed,
95.00% loan to value,
5.00% down , plus
1.000
loan discount points. (may be negotiated between buyer and seller),
Estimated Payment includes Principal and Interest Only, Taxes and insurance may
vary from location to location and builder to builder. Rates, sales
price, floor plans, incentive packages, and availability may vary by location
and builder (seller). VA $0 loans also available, Mortgage amount
is equal to Sales Price X .95.00%
+
1.000
loan discount points. Estimates only: Please call for more
information.
AVM (Automated Valuation Model)
The estimated home value data shown, are estimates based on an "automated valuation model" (a.k.a. an AVM, which is a computer algorithm)
that analyzes recent property sales in the same area to estimate the value of a given property.
The valuations are estimated based on available data and do not constitute an appraisal of the subject property and should not be relied upon
in lieu of underwriting or an appraisal. When an AVM is unavailable (esp. "new builds") or when other data are available that conflict with the
AVM value, we may choose to display a value that incorporates an agent’s opinion of value.
The estimated cash-out (stand to bank) is calculated by subtracting your current estimated loan balance from the AVM estimate of your property
value and assumes 6% REALTOR fees. Additional closing costs may impact this estimate. “stand to bank” is an estimate only. Please consult with
your REALTOR to determine a more accurate estimate. In addition, any additional liens on your property would likely impact the amount of estimated cash available.
The value shown is an estimate only and is not the same as a certified market analysis provided by your agent or an opinion of value in an appraisal developed
by a licensed appraiser under the Uniform of Professional Appraisal Practice.
Detailed mortgage information and estimates are acquired through, accessible to all, government public data. Interest rates may be estimated based on the average
interest rate at the time when your mortgage started. View Privacy Policy and Disclaimers.